About Our Agency
We are 100% independent insurance agency based in Navasota, Texas, but currently serving business owners in many states including worldwide operations. Our team of experienced insurance agents are dedicated to providing personalized service and expert guidance to help you find the right insurance coverage for your unique needs and budget.
We specialize in working with businesses in a variety of commercial industries, including Energy, Environmental, Construction, and Manufacturing, and have a strong understanding of their unique risks and challenges.
Captive Agents VS Independent Agents
A captive insurance agency is a company that provides insurance coverage for its parent company or affiliated companies, while an independent insurance agency represents multiple insurance companies and can offer a variety of coverage options to its clients.
One benefit of a captive insurance agency is that it can have more control over the design and pricing of its insurance products, as well as potentially retaining a larger portion of the premiums as profit. However, it may have limited options for coverage and may not be able to offer as broad a range of products as an independent agency.
On the other hand, an independent insurance agency has the ability to shop around and compare coverage options from multiple carriers, potentially finding the best fit for its clients. However, it may not have as much control over the pricing and terms of the policies it offers.
It is important for individuals and businesses to carefully consider their insurance needs and do their due diligence when choosing an insurance agency to work with, whether it is a captive or independent agency.
The Founder of Insurance With Purpose Agency in Texas
Derek Pierce, founder of Insurance With Purpose Agency, Inc., has been working in the insurance industry since 2003. He first started in the industry as a personal lines insurance agent, answering phones and doing data entry. After a year in this role, Derek was promoted to commercial lines, where he continued to work with businesses in a variety of industries.
During the early stages of his career, Derek spent two years working on Certificates of Insurance, learning about the significance of insured's contractual obligations and how they affect insurance coverage. After over a decade of experience in retail insurance agencies, Derek decided to switch to the wholesale brokerage side of the business. He worked on an Excess & Surplus Lines Wholesale Brokerage Team, helping retail agents secure coverage for large premium clients in industries such as Energy, Environmental, Construction, and Manufacturing.
In 2017, Derek took on the role of lead producer for his own Wholesale Excess & Surplus Lines Commercial book of business. In 2021, he founded Insurance With Purpose Agency, Inc., a 100% independent insurance agency based in The Woodlands, Texas. Derek and his team of experienced insurance agents are dedicated to providing personalized service and expert guidance to businesses in a variety of commercial industries, including Energy, Environmental, Construction, and Manufacturing. They specialize in understanding the unique risks and challenges of these industries and providing customized insurance solutions that meet their clients' needs and budget. Derek and his team value their relationships with clients and insurance carriers, and strive to build trust and provide ongoing support to ensure their clients have the protection they need to succeed.
Agency Technology
Indio Portal
Online Insurance Applications
It's a secure, user-friendly online system for completing, reviewing, signing, and submitting documents. This process streamlines applications, ensuring quick and precise data collection for optimal solutions from our team.
Applied CSR24 Portal
Online Policy Management
Get instant access to your coverage proofs, like auto ID cards and insurance certificates, and request policy changes. With our mobile app for Apple and Android, your insurance details are always within reach, keeping you covered & connected 24/7.